Yes, you can. I will tell you how it works in Polish banks. Even if you are buying an apartment on loan, you still need to have your own savings to finance down payment and other initial expenses related to the purchase of the apartment. I write about it in this post: Buying a flat on a mortgage – let’s calculate initial expenses.
If you are self-employed in Poland and are considering a mortgage loan make sure to read this post. From it you will learn about…
Two types of employment contract I want to discuss here – permanent and fixed-term. In both cases you can get a mortgage but Polish…
Is it worth to use the services of a mortgage broker? How can you find a good and reliable one? What’s the average quality…
Let’s say that you’re planning to buy a flat in Wroclaw for PLN 300k and you want to take a mortgage. Unfortunately, not all…
Do you want to have quick insight how mortgage loan market works in Poland? Don’t wanna spend tons of time by making research and…
First-time buyer on the Polish property market? You’ll need a home loan? I described, step by step, what the whole process looks like. If…
Are you a non-EU citizen? Do you live and work in Poland? You want to buy a house or an apartment here? In this…
Do you live and work in Poland? You’ve decided to buy an apartment or a house and you will need a mortgage? I’m going…









