Yes, you can. I will tell you how it works in Polish banks. Even if you are buying an apartment on loan, you still need to have your own savings to finance down payment and other initial expenses related to the purchase of the apartment. I write about it in this post: Buying a flat on a mortgage – let’s calculate initial expenses.

Is it worth to use the services of a mortgage broker? How can you find a good and reliable one? What’s the average quality of the services provided? The market varies across countries. In this article you’ll learn how it works in Poland and what you can gain by hiring a mortgage advisor.

First-time buyer on the Polish property market? You’ll need a home loan? I described, step by step, what the whole process looks like. If you want to buy an apartment from a developer, this article will help you to grasp the subject and avoid pitfalls.    

In the digital age that we live in misinformation can spread even about a relatively simple topic such as this one. That’s why in the following article I’ll try to clarify some of the main issues surrounding this subject.